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A Guide To Notary Misconduct Penalties In California

Making a mistake during a notarization can have serious financial and legal consequences for California Notaries — and deliberately breaking the law leads to even more severe penalties. This guide will help familiarize Notaries with the Golden State’s Notary laws and penalties for misconduct. Penalties For Notary Misconduct In California If a Notary commits misconduct,…

What Is an Assumable Mortgage? Major Savings If Your Loan Makes the Cut

What is an assumable mortgage? True to its name, it’s a type of home loan where the buyer takes over the seller’s mortgage, rather than applying for a new loan. Assumable mortgages offer an array of advantages over traditional loans, but not all mortgages can be passed along in this manner. Here’s how to tell if an assumable…

NSA Tip: Preparing For Things To Go Wrong

As mobile Notaries, we love those days when everything goes smoothly. Documents are on time, they print accurately, you get to closing early, the borrowers have copies of ID and sign in record time and off you go to the next appointment. But throw in a copier malfunction, power outage, snow storm or vehicle breakdown,…

What’s the First Step in Buying a Home? Your Answer, Here!

What is the first step in buying a home? Real estate experts agree that long before you peruse listings or check out open houses, you should talk to a lender about getting a mortgage. “Talk to your bank or a reputable mortgage company to see what you qualify to purchase,” explains Rosanne Nitti, a Realtor® with RMN Investments…